Uninsured Drivers: Pennsylvania’s Hidden Danger
DID YOU KNOW THAT ACCORDING TO RECENT STATISTICS ONE IN TEN DRIVERS IN THE STATE OF PENNSYLVANIA IS UNINSURED? This number is even higher in the larger Metropolitan areas such as Philadelphia.
This means that if you are injured in an automobile accident there is roughly a one in ten
chance that the person causing the accident has no automobile insurance.
Unfortunately the same people who are uninsured often have few or no assets. So, even if you successfully sue them, you might not be able to collect any money from them. There are many reasons why there are so many uninsured drivers out there, but the most significant one is the difficulty in enforcing the law. The good news is that in Pennsylvania you can protect yourself against the uninsured motorist by purchasing uninsured motorist coverage.
If you purchase uninsured motorist coverage on your automobile insurance policy and the accident is properly reported, you will be able to make a claim with your own automobile insurance company for the injuries you have suffered at the hands of an at-fault uninsured motorist.
While it is true that you can save some dollars on your premium by not purchasing uninsured motorist coverage, why take the risk just to save a few dollars? Check your policy today to see if you have this coverage before an accident happens involving you or your family. Talk to your insurance agent for guidance in deciding how much of this valuable coverage to purchase given your financial situation.
If you are injured in an automobile accident, even one involving an uninsured motorist, be sure to immediately consult with an attorney who can advise you of your rights and take all of the steps necessary to protect your legal interest.
Initial consultations at our office are always free. To protect your rights, call us today at 717-392-6362 to schedule your free initial conference.